LockIQ — Rates

Rate Intelligence · All Sources

Δ MEASURED FROM

Best Execution · 30Y Conv

6.625%

BPI · Option A · 760 FICO / 75 LTV▼ -0.125

Market Avg · OBMMI

6.255%

Optimal Blue MMI · Prior Day▼ -0.024

Broker vs Market Spread

+0.370%

BPI vs OBMMI 30Y Conv · Tightening

Freddie PMMS · Weekly

6.370%

30Y Fixed · Survey as of Apr 9, 2026▼ -0.090

Broker Price Index — A

Live Rate Sheets · UWM + Rocket Pro TPO · 760+ FICO · 75 LTV · SFR Primary · 30-day Lock

● LIVE

as of —

Par + 100bps comp · Click row to view history UWM / ROCKET AVG

Broker Price Index — B

Live Rate Sheets · UWM + Rocket Pro TPO · 720 FICO · 80 LTV · SFR Primary · 30-day Lock

● LIVE

as of —

Avg borrower scenario · Same lenders as Option A UWM / ROCKET AVG

OBMMI

Optimal Blue · Market-Wide MMI
Updated nightly · Prior business day

◆ DAILY

as of —

Actual locked pricing · All lenders FRED / OPTIMAL BLUE

Freddie PMMS

Primary Mortgage Market Survey
Published Thursdays · Well-qualified borrowers

◉ WEEKLY

as of Apr 9, 2026

Widely cited by financial media FREDDIE MAC / FRED

▸ Cross-Source Rate Comparison · 30Y Products

PRODUCT

BPI (A)

BPI (B)

OBMMI

PMMS